Chip in for a group gift or birthday
Someone orders the cake, someone buys the gift, someone pays for dinner, and the birthday person pays nothing. ChiaBill splits it among the people chipping in.
Create a free group → No account, nothing to install.How it works
- Create a groupAdd everyone chipping in. You can add the guest of honor and leave them out of each expense.
- Log what each person paidCake, gift, dinner: who paid and who it’s split with.
- Send the summaryCopy the summary so everyone knows what to send and to whom.
Example
Six friends throw a birthday for Rosa. Rosa pays nothing.
| Expense | Paid by | Amount | Split between |
|---|---|---|---|
| Cake | Ana | $45.00 | Ana, Tom, Lily, Max, Eli |
| Gift | Tom | $150.00 | Ana, Tom, Lily, Max, Eli |
| Dinner | Lily | $240.00 | Ana, Tom, Lily, Max, Eli |
Result: just 4 transfers
- Max pays Lily $87.00
- Eli pays Lily $66.00
- Eli pays Tom $21.00
- Ana pays Tom $42.00
Why ChiaBill
- No sign-upOne person creates a group and sends the link. Anyone who opens it can add expenses.
- Flexible splitsSplit equally, by shares or by exact amounts. Type 12.50 or 1.5k, or even a sum like 90/3.
- Fewest transfersChiaBill nets out who owes whom so the group settles with as few payments as possible.
- Optional PINsA 4-digit group PIN keeps out anyone who stumbles on the link; an admin PIN locks the important settings.
FAQ
How do I leave someone out of paying?
Untick them under “Split between” for each expense, or just don’t add them to the group.
Does everyone need the app?
No. Everyone just opens the link in their browser.